Cortera operates as a comprehensive credit data platform, providing essential credit information to small and mid-sized businesses. The company leverages a vast database, enriched by contributions from tens of thousands of businesses, to offer accurate and timely credit data. This data is crucial for businesses that extend or require credit, helping them make informed decisions and mitigate risks. Cortera's platform, powered by machine learning and AI, makes billions of business interactions searchable and ready for analysis by industry, geography, and other filters. The company serves a diverse range of clients, including credit managers and financial analysts, who benefit from tools like Cortera Pulse for proactive credit management. Cortera's business model is based on a reciprocal data-sharing community, where businesses contribute their data in exchange for access to the platform. This innovative approach ensures richer and more accurate data, providing significant value to its users. The company generates revenue through subscriptions and premium services, offering detailed reports and analytics that help businesses monitor their credit portfolios and identify potential risks early.

Keywords: credit data, small businesses, mid-sized businesses, machine learning, AI, risk management, data-sharing, credit decisions, Cortera Pulse, proactive management, financial analytics.