Luminous Banking operates in the fintech sector, focusing on delivering innovative financial solutions tailored for small and medium-sized enterprises (SMEs). Utilizing methodologies like Design Thinking and Lean Innovation, Luminous ensures that its products address real-world problems effectively. The company employs agile practices across all its operations, from development to marketing and sales, ensuring rapid and efficient service delivery.

Luminous offers a range of services including the development of prototypes, Minimal Viable Products (MVPs), and running Proof of Concept (PoC) trials. Their experienced development team and plug-and-play technologies enable quick integration with existing systems or the creation of new solutions. Key products include BankFiling, PreApprover, Money Manager, and Merchant Insights, all designed to simplify financial processes and improve return on investment (ROI).

The company also operates the OnFinance SME hub, which serves as both a testing ground for new innovations and a platform to attract banks and lenders seeking to expand their customer base. By showcasing their products at events like FinovateFall, Luminous positions itself as a serious player in the fintech space, gaining recognition and partnerships with industry leaders.

Keywords: fintech, SMEs, innovation, agile, Design Thinking, Lean Innovation, BankFiling, MVP, PoC, financial solutions.